Your local mortgage adviser in Banbury
As people embark on their quest for the lowest rate you can get, there are many places to look for a mortgage adviser. Whether you Google it or compare a stuffed animal, there will be hundreds of rates from lots of mortgage lenders and one will no doubt be the lowest! But hang on, wait a minute – will they lend you enough money? Will they use all of your overtime or that bonus you had last year? Is your house going to be suitable security for them? What if actually, that low rate comes with a massive fee? You could sit there for a few days working out if its best to pay a fee or not pay a fee and if you should fix or track the base rate. By the time you have done all of that someone else will have brought a new deal out!
This is why you need an experienced mortgage broker to make the process as simple as possible.
The benefits of seeing a mortgage adviser
Seeing a mortgage adviser though will give someone else all of that stress and they will have a system that puts all the information in one place. They will tell you which of all the mortgages is most suitable and most cost effective for you. It might cost you a little bit of money but you will get that back in time and stress saved. And usually your mortgage adviser will have some rates that you just can’t get yourself, the internet won’t tell you that! Some mortgage advice is even free!
Contact us today to discuss your new mortgage. Vantage Mortgages are an appointed representative of PRIMIS Mortgage Network and are also authorised and regulated by the financial conduct authority. We are based in Banbury, Oxfordshire and whether you’re buying your first home, taking the next step up the property ladder, re-mortgaging, or building and managing a Buy-to-Let portfolio feel free to get in touch.
If you need any help with your next mortgage plan, mortgage protection or even advice for repayments on your mortgage, talk to Adam or Gemma today.