Blog & Insights

How to beat interest rate increases in 2022

Posted by Julie Messer, on July 18, 2022.

2022 was going to the year wasn’t it? No more covid restrictions, back to normal life, holidays, children back in school. Were any of us expecting what started to unfold with the economy? A huge increase in the cost of what feels like everything. Fuel, food, property, interest rates, the list goes on. We have […]

Posted by Julie Messer, on June 27, 2022.

How much deposit do I need to get on the property ladder in 2022?   So, you’ve reached the stage where you are ready to put down roots and buy your first home. You have secured a job which is paying you enough to start saving, perhaps you have also met the right person you […]

10 Steps to buy a house in 2022

Posted by Julie Messer, on June 9, 2022.

A First Time Buyers 10 steps to buy a house in 2022 Want to get yourself on the property ladder this year but feeling baffled? Dreaming of a place to finally call your own? Whether it be a flat, a house with a garage or quaint cottage – my 10 steps to getting on the […]

How to beat the mortgage interest rate rises in 2022

Posted by Julie Messer, on April 21, 2022.

Many of us are breathing a huge sigh of relief as we emerge from the covid pandemic but as we do we face the problem of the rising costs of living. The huge hike in utility bills, food, materials, properties (the list seems to be endless) and it will certainly effect most of us. Now […]

7 Top Tips for First Time Buyers – Buying Your First Property

Posted by Julie Messer, on March 10, 2022.

Buying Your First Property as First Time Buyers can be a daunting experience. Considering all of your options, your deposit, Help to Buy and other government schemes, the pressure of getting your agreement in principle, the legal process… and that’s just the things you know about! With all the worry of getting everything in order, […]

Secrets that your existing lender won’t tell you when re-mortgaging

Posted by Julie Messer, on November 3, 2021.

When your current mortgage deal is about to come to an end, in most cases your existing lender will write to you nice and early ahead of the end date to let you know. You will find that usually, they will have nice new offers for you to choose from when staying with them. It […]

Company directors ultimate guide to getting the best mortgage

Posted by Julie Messer, on October 14, 2021.

Owning a company can be hard enough, being pulled in all directions, staff management, cash flow, accounting, not to mention doing your day job at the same time! So, it’s unlikely you’re going to have the time and energy to research getting the best mortgage for yourself. This blog will point you in the right […]

What you should know about being a second time buyer

Posted by Julie Messer, on September 10, 2021.

Remember how stressful it was buying your first house? Are you a second time buyer? All the questions and forms, the applications, the speaking to estate agents and solicitors, not to mention applying for your first mortgage! Well now its time to do that again but you’ve got to sell your house at the same […]

The truth about how to budget and save a deposit

Posted by Julie Messer, on May 7, 2021.

It’s a daunting thought isn’t it, saving all that money for a deposit for your first home! Lots of people would also have you believe you need more than you actually do as well. For now, let’s say you need at least 5% of the price of a house, the more the better though 10% […]

Has Coronavirus changed mortgages long term?

Posted by Julie Messer, on March 9, 2021.

Coronavirus has changed many things in our lives over the last 18 months or so. Some good things – like not having people in your personal space in queues! But obviously mostly negative things, none of our lives have been the same. But as the spring weather shows signs of arriving, so does a path […]